DWI Business Systems, Inc. (DWI), serve as your point of contact to provide you with payment processing services for Visa, MasterCard, Discover, American Express, Diners Club, JCB, ATM, debit cards, EBT state and government cards, electronic gift and loyalty cards, as well as a variety of private label and smart card technologies.
We don't fool you by advertising low rates, then tell you, you don't qualify for that rate. Give us a call. All rates listed are GUARANTEED for your specific type of business upon approval. Does your current processor have you trapped with penalties if you leave them? Show us your current statement. Not only we will show you how much we can save you, we may even pay for your penalties.


Retail / Restaurant & E-Commerce
We service all venues of commerce nationwide including Retail, Restaurant, Supermarket, Hotel/Lodging, Auto-Rental, Pay-At-Pump Gas Stations, Mail Order, Telephone Order, Home-Based, and E-Commerce Internet merchant accounts. UBC is a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements.
 
Retail / Restaurant
E-Commerce
Rates
1.77%
2.20%
Transaction Fee
$0.20
$0.20
Statement Fee
$10.00
$10.00
Gateway Fee
$0.00
$15.00
Setup Fee
FREE!
FREE!
Equipment
*FREE!
*FREE!
* The free equipment offer is for all approved Retail / Restaurant and E-Commerce merchants. High Risk & International merchants do no qualify.
* Approved merchants have a choice of receiving Nurit 8320 or Authorize.net Virtual Gateway
* This offer is a free rental program. Upon termination of merchant account service with us, the equipment must be returned.
* Other restrictions apply. Please ask your sales representative for more detail
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Check Services
Check Services programs: Electronic Check Conversion (ECC) and traditional Check Guarantee. UBC is connected to several negative check files and verification systems to ensure the best possible service for our merchants. With check conversion technology, merchants can accept checks in the same manner as they would accept a credit card. Merchants can see immediate protection - and consequently savings - from bounced checks, bank fees and time by using Check Guarantee or Conversion services. Additional features include stop payment protection, electronic deposits, 90-day same-as-cash, as well as several other options and premiums. Check Guarantee and Conversion offers a wealth of services beyond the basic protection from bad check writers. The service also offers additional and flexible payment options for your customers.
Rate
1.50%
Transaction Fee
$0.20
Statement Fee
$10.00
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ATM
DWI is pleased to announce the launch of NEXUS, our comprehensive ATM program. Over the coming months, DWI will be deploying hundreds of ATMs nationwide. Please keep checking this page for updates and the link to our new NEXUS website, which UBC intends to launch soon.
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Gift / Loyalty Card Program
Electronic Gift, Loyalty, and Store Value cards have become increasingly popular over the last four years. Initially, gift cards made economic sense only to large retailers and chain stores. This is no longer the case. Through extensive market research and intelligent business relationships, DWI has managed to reduce the cost of this service to make it cost-effective for small retail and even start-up merchants. We offer both standardized and customized gift card packages. The cost of gift cards is so inexpensive that the decision to replace paper gift certificates is an easy one to make. Aside from its inherent applications, gift cards can also be used as substitutes for cash when issuing refunds, promotions, and generating additional revenue from non-redeemed cards. United Bank Card is one of the leaders in gift card sales, support, and service in the country, and strives to sustain and further its success in this field.
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High Risk / International Merchants
Coming Soon!!
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Equipment / Software
Nurit 3020
FREE RENTAL
Comstart Wireless Terminal
FREE RENTAL
OMNI 3200SE
$320.00
 
 
 
Nurit 2085
$299.00
Hypercom T7P
$299.00
PC Charge Pro
$199.00
Other equipments available.

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